The Political Economy of NPLs in the Iranian Banking System | ||
| International Journal of New Political Economy | ||
| مقاله 7، دوره 5، شماره 1، 2024، صفحه 167-216 اصل مقاله (488.85 K) | ||
| نوع مقاله: Original Article | ||
| شناسه دیجیتال (DOI): 10.48308/jep.5.1.167 | ||
| نویسندگان | ||
| Seyyed Abolhassan Batooli1؛ Gholamhossein Biabani2؛ Mohammad Jandaghi Ghomi* 3 | ||
| 1MSc of Political Sciences, Dafoos, and Ph.D. Student, Higher National Defense University, Tehran, Iran. | ||
| 2Associate Professor, Department of Crime Detection, Comprehensive University of Police Sciences, Tehran, Iran | ||
| 3Department of Accounting and Finance, College of Farabi, University of Tehran, Qom, Iran | ||
| چکیده | ||
| The Islamic Republic of Iran has different policies in economic, social, cultural, and international aspects since the Islamic Revolution in 1979. This new political economy has had many socioeconomic challenges for the Iranian people since its emergence. Recently, the government of Iran has focused on the Iranian banking system, especially the problem of a high rate of NPLs, and their relationships with the current socioeconomic problems of Iran. The purpose of this research is to explain the political economy behind the non-performing loans (NPLs) of the Iranian banking system. This research has a qualitative design as a content analysis of Iranian officials’ disclosures by triangulations of the country's leadership, governmental powers, and Iranian economic-politic pundits for 1961-2023. Our findings show that NPLs in the Iranian banking system have five feeding pillars: the government’s anomalies, foreign policies, economic identity, social anomy, and geographic demography of Iran. These pentagon pillars of the political economy increase socioeconomic pressure on Iranian banking systems to spend low-quality lending towards the government’s socioeconomic strategies. However, the political economy significantly disturbs the country’s small markets and fuels social crises. The results provide insights about why Iran doesn’t have a steady economic development yet. | ||
| کلیدواژهها | ||
| Political economy of the Islamic Republic of Iran؛ Non-performing loans؛ Iranian banking system؛ Socioeconomic pressure؛ Qualitative content analysis | ||
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آمار تعداد مشاهده مقاله: 147 تعداد دریافت فایل اصل مقاله: 130 |
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